Micro / Marco Finance response

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Response to two classmate posting. Listed is the two posting with two paragraph per student • Sofia Dominguez
Micro-finance is a narrow concept focusing on the needs of an individual, a small industry or any type of small business. Macro-finance is a broad concept that encompasses a larger section of the economy (Paterson, 2014). Furthermore, micro-finance provides financial services to poor individuals who do not have access to conventional finances. A micro-finance is provided by micro-finance companies, self-help groups, and non-government organizations. Micro-finance aims to make individuals self-sufficient by providing them with funding, helping them acquire new skills, and by aiding these individuals in establishing and securing the necessities they need (Ofori-Adje, 2007). Micro-finance has a direct impact on individuals. A loan to a person living in poverty, providing them with means to buy medication and equipment to manage a chronic illness would be an example of micro-finance.
Macro-finance involves drafting policies, initiating programs like subsidies, or funding and managing multi-year development plans. A macro-finance involves a large entity such as a government, big corporations, banks, and some big private lenders. At the macro level, the federal government addresses health issues that impact the country’s health policies as a whole, and how U.S. policy affects the world. Recent examples of macro health issues include funding for the research and prevention of the Zika virus, funding for the Centers for Disease Control, and the government’s response to the Ebola outbreak (Kabajulizi, Keogh-Brown, & Smith, 2017).
Kabajulizi, J., Keogh-Brown, M., & Smith, R. (2017). The welfare implications of public healthcare financing: A Macro-Micro simulation analysis of Uganda. Health Policy and Planning, 32, 1437–1448. DOI: 10.1016/j.jpolmod.2017.08.003
Ofori-Adjei, A. B. (2007). Microfinance: An Alternative Means of Healthcare Financing for the Poor. Ghana Medical Journal, 41(4), 193–194.
Paterson, A. M. (2014). Healthcare finances and financial management: essential for advanced practice nurses and interdisciplinary care teams. Lancaster, Pennsylvania: DEStech
• Itohan Jones
Yesterday Jan 11 at 11:43pm
Manage Discussion Entry
The difference between macro-finance and micro-finance is that macro-finance works on a broader scale and focuses on the impact of financial policies on various economic sectors on a national or regional level, while micro-finance offers knowledge on ways to manage finances on a smaller scale (Paterson, 2014). Macro-finance involves bigger entities and focuses on the economy at large while micro-finance focuses on the individual and is community-based.
An example of macro-finance would be funds provided by the government to provide free influenza vaccines to employees across the nation to protect patients and employees, nationally. An example of micro-finance would be a provider/owner of a OB/GYN practice taking a $1000 loan to buy necessary equipment to safely place intrauterine devices for his/her clients.
Paterson, A. M. (2014). Healthcare finances and financial management: essential for advanced practice nurses and interdisciplinary care teams. Lancaster, Pennsylvania: DEStech
Edited by Itohan Jones on Jan 12 at 10:58am
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